Meet Bo Borowski, Your State Farm Agent in Arvada, Colorado

Hi, I'm Bo Borowski, your local State Farm insurance agent in Arvada, Colorado. Since 2012, I've helped individuals, families, and small business owners protect what matters most with personalized insurance options and dependable local service.

Whether you're looking for auto insurance, homeowners insurance, renters insurance, life insurance, or business insurance, my team and I are here to help you understand your options and find coverage that fits your needs. We believe insurance should be straightforward, and we're committed to providing the personal attention and service you deserve.

Originally from Nebraska, I'm a proud graduate of the University of Nebraska at Kearney and have called Colorado home for many years. I'm married and have two stepdaughters, and family is an important part of my life. I understand the importance of protecting the people and things that matter most, and I bring that perspective to the work we do every day.

Being part of the Arvada community means more than just having an office here. I'm an active member of the Arvada Chamber of Commerce and the Arvada Elks, a 2018 graduate of Leadership Arvada, and a former member of the Board of Directors for Arvada Community Table. These experiences have helped me build meaningful relationships throughout the community and better understand the needs of the people and businesses we serve.

Our office proudly serves customers throughout Arvada, Westminster, Wheat Ridge, Golden, Lakewood, Broomfield, Erie, Dacono, Frederick, Superior, Louisville, and the greater Denver metro area. We're also licensed to help individuals and families with their insurance needs throughout Nebraska.

October in Colorado

October brings crisp mornings, changing leaves, and the reminder that winter weather is just around the corner. As the seasons change, it's a great opportunity to make sure your insurance is keeping up with life. Whether you're preparing your home for colder weather, reviewing your auto insurance, or planning for your family's future with life insurance, Bo and his team are here to help.

Ready to get started? Contact our Arvada State Farm office today for a personalized insurance quote or to review your current coverage. We look forward to helping you protect what matters most.

October 2026 Insurance FAQs

Q: Does homeowners insurance cover damage from frozen pipes?

A: Colorado winters can bring freezing temperatures, and frozen pipes can cause significant damage to your home. Homeowners insurance may cover sudden and accidental water damage from a burst pipe, depending on the circumstances and your policy. Taking precautions before temperatures drop can help prevent costly problems. Bo and his team in Arvada can help you better understand your homeowners insurance coverage.

Q: Does car insurance cover hitting a deer?

A: Deer are especially active during the fall, making wildlife collisions a concern for Colorado drivers. Damage from hitting a deer is generally covered under comprehensive auto insurance rather than collision coverage, subject to your deductible. If you're unsure whether your vehicle has comprehensive coverage, Bo and his team can help you review your auto insurance before your next trip into the mountains.

Q: Does homeowners insurance cover damage from fallen trees?

A: Fall storms and heavy snow can put extra stress on trees around your property. If a tree falls and damages your home, homeowners insurance may help pay for repairs when the damage results from a covered event. Coverage for tree removal and damage to other structures can vary. Our Arvada State Farm office can help you understand what your policy covers.

Q: Should I keep insurance on a vehicle I'm storing for the winter?

A: If you're putting away a convertible, motorcycle, camper, or other seasonal vehicle, you may be able to adjust your insurance while it's in storage. Keeping comprehensive coverage can help protect against certain risks like theft, fire, and weather damage. Before making changes, Bo and his team can help you understand your options and any requirements that may apply.

Q: When is the right time to review my life insurance?

A: Life insurance needs can change as your family, finances, and responsibilities evolve. Buying a home, getting married, having children, or preparing for retirement are all good reasons to revisit your coverage. Whether you're considering life insurance for the first time or reviewing an existing policy, Bo and his team can help you explore options that fit your needs and long-term goals.